“Why do I need insurance?” Even though your landlord probably has insurance coverage on your building, you will need to protect your valuable possessions. And…it only costs a little to protect a lot. Give us a call to see what coverage options and discounts may be available. If you have AAA Homeowners insurance protection you can call AAA toll-free any time day or night.

The Protection
Premier Condominium Insurance – Your condo’s exterior structure is probably insured by the owner’s association. The interior walls, floors and your personal possessions aren’t. We’ll cover those
and more. For additional features and options,
just ask your AAA agent.

Premier Renters Insurance – Provides coverage
for your furniture, clothing, computer, TV,
stereo equipment and other items in case of
fire, lightning, windstorm, hail, theft and
many other perils.

The Options
Personal Property Replacement Costs – Full cost replacement or restoration of personal property.

Valuable Personal Property – Comprehensive
coverage on items like furs, jewelry, silverware, cameras, fine art and coin or stamp collections.

Earthquake Insurance – Covers direct physical
loss to property caused by an earthquake.

Increased Limits – If you need higher limits on
certain areas of your coverage, increased limits are available on personal property, personal liability, medical payments to others, credit card or fund transfer cards, loss assessment coverages and more subject to underwriting review.

Identity Fraud Expense Coverages – Covers expenses incurred by insured as the direct
result of any one identity fraud first discovered
or learned of during the policy period.

Your agent will be glad to discuss other options that may pertain to your individual needs.

The Extras
Inflation Protection for Condominiums –
On replacement cost insurance, we recalculate
the value of your condo and its contents each year. That way, if you have a loss, your insurance has kept pace with increasing repair and replacement costs.

Discounts to Lower Your Premium – When you carry your condominium or renters insurance and auto insurance with AAA, a discount applies to both policies. Condominium owners or renters with installed fire or burglar alarms receive a discount.

Special Features – You’re protected against check forgery and unauthorized use of lost/stolen credit or teller machine cards. Plus, your protection extends to theft away from home.

The Service
Your AAA agent will help you determine your
coverage needs on an individual basis. You'll
discuss everything from deductibles to discounts.
If you'd like to receive a free proposal, your agent will prepare it for you with no obligation. Should you opt for AAA’s coverage, you'll be able to
document the value of your property in the
Property Inventory Booklet we'll give you.